Terms of Service

Acceptance of Terms

By accessing or using the NonQM.Loan website, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use this website.

Nature of Service

NonQM.Loan is a lead generation and referral service that connects consumers with licensed mortgage professionals. We are not a mortgage lender, mortgage broker, mortgage banker, or mortgage servicer. We do not make lending decisions, issue pre-approvals, or guarantee that any loan will be offered or approved.

By submitting your information through this website, you are requesting to be connected with licensed mortgage professionals who may contact you about mortgage products and services.

No Guarantee of Service

Submission of a request through this website does not guarantee that you will be contacted by a mortgage professional, that you will be offered a loan, or that any loan offered will meet your needs. Loan approval is subject to lender underwriting guidelines, credit approval, property appraisal, and applicable state and federal laws.

Geographic Restrictions

Our services are available in 48 states. We do not facilitate mortgage referrals in Hawaii or Alaska.

User Conduct

You agree to use this website only for lawful purposes. You agree not to submit false or misleading information, impersonate any person or entity, or use this website in any way that could damage, disable, or impair the site.

Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of NonQM.Loan or its content suppliers and is protected by applicable intellectual property laws.

Disclaimer of Warranties

This website is provided on an 'as is' and 'as available' basis without warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted or error-free.

Limitation of Liability

To the fullest extent permitted by law, NonQM.Loan shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or the services provided through it.

Changes to Terms

We reserve the right to modify these Terms of Service at any time. Your continued use of the website after any changes constitutes your acceptance of the updated terms.

Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Ohio, without regard to its conflict of law provisions.

Contact

If you have questions about these Terms of Service, please contact us at info@nonqm.loan.