Fix and flip house renovation
Columbus' #1 Fix & Flip Market in 2026 — Kiavi

Fix & Flip Loans in Columbus, Ohio

Fast, asset-based financing for Columbus rehab investors. Close in 5-10 business days. No W2s, no tax returns, no personal income verification. LLCs welcome.

$80K–$150K
Fixer-Upper Entry Price
7.4%
YoY Appreciation
24 days
Median Days to Pending
#1
Kiavi Top Flip Market 2026

Program Details

Fix & Flip Loan Parameters

Columbus fixer-uppers priced at $80K–$150K with 7.4% annual appreciation create one of the best fix-and-flip ROI environments in the Midwest. Intel's $28B campus is driving demand for renovated housing in surrounding neighborhoods.

Loan Amounts$75,000 – $5,000,000
Max LTV (Purchase)Up to 90% of purchase price
Rehab FinancingUp to 100% of rehab costs
Max LTC (Loan-to-Cost)Up to 85%
Max ARVUp to 70-75% of After Repair Value
Loan Term6, 12, or 18 months
Interest RateStarting from 9.99%
Min. Credit Score620+
Experience RequiredNone (first-time flippers OK)
Entity TypesIndividual, LLC, Corp, Trust
Close Time5-10 business days
StatesOhio + 40 other states

Why Investors Choose NonQM.Loan

Speed + Flexibility + Local Knowledge

Close in 5-10 Business Days

Columbus' market moves fast — 24-day median days to pending. We match that speed. Most files close in under 10 business days with complete docs.

No Personal Income Required

Fix & flip loans are asset-based. We underwrite the deal — the property's value, your rehab plan, and your exit strategy. Not your W2 or tax returns.

LLC & Corporate Borrowers Welcome

Close in your LLC for liability protection. We work with single-member LLCs, multi-member LLCs, corporations, and trusts.

100+ Lenders in Our Network

We have relationships with Kiavi, 5th Street Capital, CoreVest, CV3 Financial, Park Place Finance, and 30+ other fix-and-flip lenders to find you the best rate and terms.

First-Time Flippers Welcome

No experience required for most programs. We'll guide you through the process and help you structure your first deal correctly.

The Process

From Application to Closing in Days

01

Submit Your Deal

Share the property address, purchase price, estimated rehab budget, and your exit strategy (flip or refinance).

02

Get a Same-Day Quote

We review your deal and provide a term sheet within 24 hours. No credit pull required for initial quote.

03

Property Inspection

A third-party inspector evaluates the property and confirms the ARV. This typically takes 1-2 business days.

04

Close & Fund

Sign docs and receive wire transfer. Most deals fund within 5-10 business days of complete application.

Columbus Market Intelligence

Best Columbus Neighborhoods for Fix & Flip

Intel's $28B campus and 22% tech job growth are driving demand for renovated housing across Central Ohio. Here's where the opportunity is.

Franklinton

Purchase Range
$85K–$130K
Est. ARV Range
$180K–$250K

Arts district revitalization, strong demand

Linden

Purchase Range
$70K–$120K
Est. ARV Range
$150K–$200K

Highest volume of distressed inventory

South Side

Purchase Range
$80K–$140K
Est. ARV Range
$160K–$220K

Close to downtown, improving rapidly

Hilltop

Purchase Range
$75K–$125K
Est. ARV Range
$155K–$210K

Large lot sizes, family buyer demand

Olde Towne East

Purchase Range
$120K–$200K
Est. ARV Range
$250K–$380K

Historic homes, premium ARV potential

New Albany Area

Purchase Range
$150K–$300K
Est. ARV Range
$280K–$500K

Intel corridor, highest appreciation rate

Deal Analyzer

Fix & Flip Profit Calculator

Run the numbers on your next Columbus deal before you make an offer. Enter your ARV, purchase price, and rehab budget to instantly see estimated profit, ROI, and whether the deal passes the 70% rule.

Fix & Flip Profit Calculator

ARV-based deal analyzer — Columbus, Ohio

Deal Parameters

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Deal Analysis

Excellent Deal
Total Investment
$255,000
Estimated Profit
$95,000
Return on Investment
37.3%
70% Rule Max Purchase
$180,000
Your Price vs. 70% Rule
✓ Within Rule
Loan-to-ARV
54.9%
Loan-to-Cost
75.3%

Ready to fund this deal? Ian Eichelberger (NMLS #368612) closes Fix & Flip loans in as few as 10 business days in Ohio.

Get Pre-Qualified Free →

This calculator provides estimates for informational purposes only. Actual costs, profits, and loan terms vary. Consult with a licensed mortgage professional before making investment decisions. Ian Eichelberger, NMLS #368612.

Common Questions

Fix & Flip Loan FAQ

Ready to Fund Your Next Columbus Flip?

Get a same-day term sheet. No credit pull. No commitment. Just tell us about the deal.