Fast, asset-based financing for Columbus rehab investors. Close in 5-10 business days. No W2s, no tax returns, no personal income verification. LLCs welcome.
Program Details
Columbus fixer-uppers priced at $80K–$150K with 7.4% annual appreciation create one of the best fix-and-flip ROI environments in the Midwest. Intel's $28B campus is driving demand for renovated housing in surrounding neighborhoods.
| Loan Amounts | $75,000 – $5,000,000 |
| Max LTV (Purchase) | Up to 90% of purchase price |
| Rehab Financing | Up to 100% of rehab costs |
| Max LTC (Loan-to-Cost) | Up to 85% |
| Max ARV | Up to 70-75% of After Repair Value |
| Loan Term | 6, 12, or 18 months |
| Interest Rate | Starting from 9.99% |
| Min. Credit Score | 620+ |
| Experience Required | None (first-time flippers OK) |
| Entity Types | Individual, LLC, Corp, Trust |
| Close Time | 5-10 business days |
| States | Ohio + 40 other states |
Why Investors Choose NonQM.Loan
Columbus' market moves fast — 24-day median days to pending. We match that speed. Most files close in under 10 business days with complete docs.
Fix & flip loans are asset-based. We underwrite the deal — the property's value, your rehab plan, and your exit strategy. Not your W2 or tax returns.
Close in your LLC for liability protection. We work with single-member LLCs, multi-member LLCs, corporations, and trusts.
We have relationships with Kiavi, 5th Street Capital, CoreVest, CV3 Financial, Park Place Finance, and 30+ other fix-and-flip lenders to find you the best rate and terms.
No experience required for most programs. We'll guide you through the process and help you structure your first deal correctly.
The Process
Share the property address, purchase price, estimated rehab budget, and your exit strategy (flip or refinance).
We review your deal and provide a term sheet within 24 hours. No credit pull required for initial quote.
A third-party inspector evaluates the property and confirms the ARV. This typically takes 1-2 business days.
Sign docs and receive wire transfer. Most deals fund within 5-10 business days of complete application.
Columbus Market Intelligence
Intel's $28B campus and 22% tech job growth are driving demand for renovated housing across Central Ohio. Here's where the opportunity is.
Arts district revitalization, strong demand
Highest volume of distressed inventory
Close to downtown, improving rapidly
Large lot sizes, family buyer demand
Historic homes, premium ARV potential
Intel corridor, highest appreciation rate
Deal Analyzer
Run the numbers on your next Columbus deal before you make an offer. Enter your ARV, purchase price, and rehab budget to instantly see estimated profit, ROI, and whether the deal passes the 70% rule.
ARV-based deal analyzer — Columbus, Ohio
Ready to fund this deal? Ian Eichelberger (NMLS #368612) closes Fix & Flip loans in as few as 10 business days in Ohio.
Get Pre-Qualified Free →This calculator provides estimates for informational purposes only. Actual costs, profits, and loan terms vary. Consult with a licensed mortgage professional before making investment decisions. Ian Eichelberger, NMLS #368612.
Common Questions
Get a same-day term sheet. No credit pull. No commitment. Just tell us about the deal.