Bridge Loans — Buy Before You Sell
Buy your next property before your current one sells. Lock in a deal before it is gone. Bridge loans close in 5-7 business days with flexible terms.
Get Matched FreeProgram Highlights
- Close in 5-7 business days
- No prepayment penalty
- 6-24 month terms
- Residential and commercial
- No personal income required
- LLCs and corporations OK
- Interest-only payments
- Available in 48 states
When a Bridge Loan Makes Sense
A bridge loan is a short-term loan that bridges the gap between two transactions — most commonly buying a new property before selling your existing one. They are also used by investors who need to close quickly on a deal before arranging longer-term financing.
Bridge loans are asset-based, which means approval depends primarily on the property value rather than the borrower income or employment status. This makes them accessible to self-employed borrowers, investors, and anyone who does not fit conventional lending criteria.
Typical terms range from 6 to 24 months with interest-only payments, giving borrowers time to either sell the departing property or refinance into a longer-term loan. Most bridge loans have no prepayment penalty.
Our network includes bridge lenders who work with residential properties, small commercial properties, and mixed-use buildings across 48 states.
Program Guidelines
Min. Credit Score
620+
Max LTV
Up to 75%
Loan Term
6-24 months
Close Time
5-7 business days
Payment Type
Interest-only
Property Types
Residential & Commercial
Frequently Asked Questions
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Tell us your scenario and we'll connect you with a licensed specialist who handles this exact loan type — at no cost to you.
Start Free Match- No credit pull
- No upfront fees
- 48 states covered
- Response within 24 hrs
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