Entity Financing

Close in LLC — Investment Property Entity Loans

Buy investment property in your LLC name for liability protection and tax efficiency. DSCR and fix & flip loans for business entities.

Get Pre-Approved

100+

LLC Loans Funded

24-48

Hour Pre-Approval

DSCR

& Fix & Flip

No PG

Options Available

What is a Close in LLC Mortgage?

A "close in LLC" mortgage is a loan that closes in the name of your business entity (typically an LLC, S-Corp, or C-Corp) rather than in your personal name. This allows you to hold investment properties through your business structure while still accessing mortgage financing.

This structure provides liability protection and tax flexibility, allowing you to scale your real estate investment business professionally.

Liability protection from property lawsuits
Professional business structure
Potential tax efficiency benefits
Scale your investment portfolio

LLC vs. Personal Mortgage

Personal Mortgage

Property in your personal name
All liability exposure on you
Simpler qualification
Potentially lower rates

LLC Mortgage

Property in LLC name
Liability protection
Professional structure
Better for scale

Close in LLC Loan Features

Liability Protection

Keep property liability separate from personal assets.

DSCR Available

Qualify based on rental property income for long-term holds.

Fix & Flip Programs

Short-term loans for renovation and resale. Fast funding.

No Personal Guarantee

Select programs available without personal guarantees.

Business-to-Business

Entity-to-entity lending with professional underwriting.

Portfolio Growth

Finance multiple properties through your entity structure.

LLC Mortgage Requirements

Required Documents

Current Operating Agreement
Certificate of Formation (or Articles of Incorporation)
EIN (Employer Identification Number)
Business License
Articles of Organization
IRS Form SS-4 (EIN documentation)
Ownership/Member Information

Borrower Requirements

Credit Score

Typically 620+ depending on program and deal strength

LLC Age

Can work with recently formed LLCs with full documentation

Operating Agreement

Complete, current agreement required for underwriting

Property Type

Investment properties, 1-4 unit residential, light commercial

Frequently Asked Questions

Can I get a mortgage in my LLC name?+

Yes. Our lending partners specialize in mortgages that close in the name of LLCs, corporations, and other business entities for liability protection and tax efficiency.

What entities do you accept for mortgage closings?+

Most business entities including LLCs, S-Corps, C-Corps, partnerships, and trusts. We can work with recently formed entities depending on the loan program.

Is it more expensive to close in an LLC?+

LLC mortgages may have slightly higher rates (0.25-0.5%) compared to personal mortgages. The liability protection and tax benefits often outweigh the modest rate increase.

Is a personal guarantee required?+

Most programs require a personal guarantee from at least one member. However, some no-personal-guarantee programs are available for strong credit profiles and equity-heavy deals.

Ready to Close Your Investment Property in Your LLC?

Get matched with a specialist who handles LLC closings for real estate investors. Fast pre-approval and professional underwriting.

Apply for LLC Financing