Non-QM Mortgage Lender Columbus, Ohio
Columbus' #1 Non-QM specialist. Bank Statement, DSCR, and ITIN loans for self-employed borrowers and real estate investors across Franklin County and Central Ohio.
The Columbus Opportunity
Central Ohio's Economic Boom is Creating Non-QM Demand
Intel's $28 billion semiconductor facility in New Albany is the largest private investment in Ohio history. It's bringing thousands of contractors, engineers, and support workers to Franklin County — many of whom are self-employed or 1099 and can't qualify for a conventional mortgage.
Amazon and Google data center investments, a booming Ohio State University research ecosystem, and sustained population growth have made Columbus one of the strongest real estate markets in the Midwest. Rental vacancy rates are at historic lows, and investor demand for DSCR loans is surging.
"Columbus was named one of the National Association of Realtors' Top 10 Housing Hot Spots for 2026, driven by job growth, affordability, and the Intel effect."
Columbus Non-QM Loans
Non-QM Loan Options for Columbus Borrowers
Self-Employed Columbus Borrowers
Bank Statement Loans
For Intel contractors, OSU consultants, Short North business owners, and any Columbus resident who is self-employed or 1099. Qualify using 12-24 months of bank statements.
- No tax returns
- Up to $3M
- 620+ credit score
Columbus Real Estate Investors
DSCR Investor Loans
Finance Columbus rental properties based on the property's rental income. Ideal for investors targeting Franklinton, Linden, New Albany, and other high-yield Columbus neighborhoods.
- No personal income needed
- LLCs welcome
- STR/Airbnb eligible
Columbus Immigrant Community
ITIN Mortgage Loans
For Columbus' growing immigrant community — purchase a home using your ITIN. No Social Security Number required. We serve Columbus' diverse neighborhoods.
- No SSN required
- Foreign credit OK
- Primary & investment
Columbus Investment Markets
Top Columbus Neighborhoods for Non-QM Loans
Franklinton
7-9%New Albany / Gahanna
5-7%Short North / Victorian Village
5-6%Linden / Near East Side
8-10%Dublin / Hilliard
4-6%Westerville / Worthington
4-5%Columbus' Non-QM Expert is Ready to Help
Ian Eichelberger, NMLS #368612, has closed hundreds of Non-QM loans across Franklin County. Get your free consultation today.
Get Pre-Qualified Free