Grove City's blue-collar and small business owner community is underserved by conventional lenders. Bank Statement, 1099, and DSCR mortgage loans for Grove City borrowers who earn strong incomes but don't qualify conventionally.
The Grove City Opportunity
Grove City is one of Columbus' most affordable suburbs, attracting blue-collar workers, tradespeople, and small business owners who are priced out of Dublin and Westerville. The community's proximity to I-71 and the Rickenbacker Logistics Corridor creates strong demand from logistics and manufacturing workers.
Many Grove City residents are self-employed contractors, HVAC technicians, electricians, and plumbers who earn strong incomes but write off significant expenses on their taxes — making conventional mortgage qualification difficult. Bank Statement and 1099 loans are the ideal solution.
Grove City Area Markets
Real Grove City Borrowers
"We own a landscaping company and our tax returns don't reflect our real income. Ian explained bank statement loans on day one and we were approved within two weeks. Excellent experience."
"I've been building a rental portfolio in Southwest Columbus and Ian is my go-to lender. He closed my last three DSCR deals and always delivers on time. Great communicator."
"Ian helped me and my family buy our first home in Grove City using my ITIN. He was patient and explained every step. We are so happy to finally own our home."

Meet Your Local Expert
With 15+ years in Non-QM lending, Ian Eichelberger has helped hundreds of Ohio borrowers — self-employed professionals, real estate investors, and immigrants — get approved when conventional lenders said no. He works with 100+ wholesale Non-QM lenders to find the best rate and terms for your specific situation.
Ian Eichelberger, NMLS #368612, serves all of Southwest Columbus and Franklin County. Get your free consultation today.
Get Pre-Qualified FreeQualify using 12-24 months of bank statements. No tax returns required.
Learn MoreFinance rental properties based on rental income. LLCs welcome.
Learn MorePurchase a home with your ITIN. No Social Security Number required.
Learn MoreLocal expertise for Franklin County and Central Ohio borrowers.
Learn MoreFast asset-based funding for Columbus rehab investors.
Learn MoreShort-term financing to close fast or buy before you sell.
Learn MoreQualify on 1099 income without W2s.
Learn MoreUse investment accounts as qualifying income.
Learn MoreNo U.S. credit history required.
Learn MoreGet approved 12 months after bankruptcy or foreclosure.
Learn MoreQualify with a CPA-prepared Profit & Loss statement. No bank statements needed.
Learn MorePurchase investment properties in your LLC's name. Asset protection for investors.
Learn MoreNortheast Ohio Non-QM mortgage specialist. DSCR, Fix & Flip, and more.
Learn MoreSouthwest Ohio Non-QM mortgage specialist. Bank Statement, DSCR, and more.
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