About NonQM.loan
Ian Eichelberger, NMLS #368612
Founder of NonQM.loan — a referral platform that connects borrowers with licensed Non-QM mortgage specialists across 48 states. Based in Columbus, Ohio.
Why Non-QM?
Ian built NonQM.loan because he kept seeing the same situation: a business owner with strong cash flow, a real estate investor with a solid portfolio, or a 1099 contractor earning good money — all getting turned down by conventional lenders because their tax returns didn't tell the full story.
Non-QM loans exist for exactly these borrowers. Bank statement programs, DSCR loans, asset depletion, ITIN mortgages — these aren't exotic products. They're well-established loan programs that simply require a lender who understands how to underwrite them properly.
NonQM.loan connects borrowers with a vetted network of licensed Non-QM loan officers across 48 states. Whether you're self-employed in California, investing in rentals in Ohio, or buying property as a foreign national — we match you with a specialist who handles your exact scenario.
"We don't try to fit every borrower into a conventional box. We find the right program for the situation."
— Ian Eichelberger, Founder
What We Connect Borrowers With
- Bank Statement Loans for self-employed borrowers and business owners
- DSCR Investor Loans for rental property portfolios
- Fix & Flip and Bridge Loans for active real estate investors
- ITIN Mortgage Loans for non-US citizens
- Asset Depletion Loans for retirees and high net worth borrowers
- 1099 and P&L loans for contractors and independent professionals
- Loans for borrowers with recent credit events (bankruptcy, foreclosure)
Credentials
Important: NonQM.loan is a lead generation and referral service, not a lender. All lending decisions are made by licensed third-party mortgage professionals in our network.