Ohio's Non-QM Mortgage Specialist

I started my mortgage career in conventional lending, working with W2 borrowers who had straightforward income documentation. But I kept encountering borrowers who were turned away — not because they couldn't afford a mortgage, but because their income didn't fit the conventional mold.

A restaurant owner who made excellent money but wrote off most of it on taxes. A real estate investor with 12 rental properties generating strong cash flow but no W2 income. An HVAC contractor who had been self-employed for 20 years and built a successful business. A Mexican immigrant who had been in Columbus for 15 years, paid taxes with an ITIN, and just wanted to buy a home for his family.

These borrowers weren't risky — they were often more financially stable than conventional borrowers. They just needed a lender who understood their situation. That's when I pivoted to Non-QM lending, and I've never looked back.

Over the past 15+ years, I've built relationships with over 100 wholesale Non-QM lenders. I know which lenders are best for which scenarios — who has the best DSCR rates, who will go down to 580 FICO on a Bank Statement loan, who closes Fix & Flip loans in 10 days. That knowledge is what I bring to every client conversation.

I'm based in Columbus, but I serve borrowers across all of Ohio. If you've been turned down by a conventional lender, or if you're not sure whether you can qualify, call me. I'll give you an honest assessment — no pressure, no obligation.